What is a public adjuster and when should I hire one?
By Bob Millaway, South Jersey Community Expert & REALTOR®
A public adjuster is a licensed professional who works for you, not the insurance company, to assess damage and negotiate your claim. They are typically paid a percentage of your settlement, usually 10 to 20 percent. Consider hiring a public adjuster for large or complex claims, when the insurance company's offer seems too low, or when there is significant disagreement about the scope of damage. For small, straightforward claims, a public adjuster may not be worth the fee. Check their credentials and reviews before hiring anyone.
Why It Matters
Insurance companies have their own adjusters protecting their interests. A public adjuster levels the playing field and often secures higher settlements on complex claims.
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