Emergency Guide
Emergency Home Guide
If you're in immediate danger, call 911 first. Your safety is the only priority. Use this guide for quick, clear steps in a home emergency.
Gas Leak
Immediate DangerSmell gas? Leave immediately. Don't flip switches. Call 911 from outside.
- Do NOT flip any light switches or use electronics
- Do NOT light matches or use any open flame
- Leave the building immediately
- Call 911 from outside the property
- Call your gas company from outside
- Do not re-enter until cleared by authorities
Water / Flooding
Structural RiskTurn off water main. Don't touch electricity if standing in water.
- Locate and shut off the main water valve
- If standing in water, do NOT touch electrical outlets or appliances
- Turn off power at the breaker if safe to access
- Move valuables and furniture to higher ground
- Document damage with photos for insurance
- Call a water damage restoration professional
Electrical Emergency
Fire HazardSparking outlets or burning smell? Turn off breaker. Call 911 if fire.
- If you see sparks or smell burning, go to your breaker panel
- Turn off the affected circuit breaker
- If there is a fire, evacuate immediately and call 911
- Do not use water on an electrical fire
- Unplug appliances from the affected outlet if safe
- Call a licensed electrician for repairs
Carbon Monoxide
Life ThreateningCO alarm going off? Leave immediately. Call 911 from outside.
- Do not ignore a CO alarm — it is a life-threatening emergency
- Evacuate everyone in the home immediately
- Call 911 from outside the building
- Do not re-enter until emergency responders say it is safe
- Open windows and doors if you can do so quickly on your way out
- Have your HVAC system inspected before reoccupying
HVAC Failure
Comfort EmergencyNo heat in winter or AC in summer? Here's what to do first.
- Check your thermostat: is it set correctly and has power?
- Check the air filter — a clogged filter can shut down the system
- Check the breaker: has the HVAC circuit tripped?
- If no heat in winter, prevent pipes from freezing by letting faucets drip
- If no AC in summer, keep blinds closed and windows shut during the day
- Call a licensed HVAC technician for repairs
Pipe Burst
Water DamageTurn off water main immediately. Open faucets to drain lines.
- Turn off the main water shutoff valve immediately
- Open all faucets to drain remaining water from the pipes
- Turn off the water heater to prevent damage
- Mop up standing water to prevent mold and floor damage
- Document damage with photos for insurance
- Call a plumber for emergency repairs
Tree on House
Structural DamageStay away from the damaged area. Call 911 if anyone is hurt.
- If anyone is injured, call 911 immediately
- Evacuate the damaged area of the home
- Do not attempt to remove the tree yourself
- Watch for sagging ceilings or cracking walls
- Call a tree removal service with insurance
- Contact your insurance company to file a claim
Roof Leak
Water DamagePlace bucket under leak. Move valuables. Don't walk on wet ceiling.
- Place a bucket or container under the leak to catch water
- Move furniture, electronics, and valuables away from the leak
- Do NOT walk on a wet or sagging ceiling — it could collapse
- Poke a small hole in the ceiling to let water drain into a bucket
- Cover furniture with plastic sheeting or tarps
- Call a roofer for temporary tarping and repair
Basement Flooding
Electrical HazardDon't touch electrical. Pump water out. Document for insurance.
- Do NOT enter standing water if the power is on
- Turn off power to the basement at the breaker if safe to access
- Use a sump pump or wet/dry vacuum to remove water
- Remove wet items and move them outside or to dry area
- Document everything with photos for insurance
- Run dehumidifiers and fans to prevent mold growth
After the Emergency
Once the immediate danger is handled, these steps will help you protect your home, document damage for insurance, and get back on your feet.
Ensure Safety First
Do not re-enter the home until emergency responders or a qualified professional confirm it is safe to do so.
Document Everything
Take photos and videos of all damage before cleaning or making repairs. This is critical for insurance claims.
Notify Your Insurance
Call your homeowner's insurance company as soon as possible. Most policies require prompt notification of damage.
Call a Trusted Pro
Don't hire the first company that shows up at your door. Use a professional you know and trust for repairs.
Make Temporary Repairs
Board up broken windows, tarp damaged roofs, and dry out wet areas. Save all receipts — insurance may reimburse you.
File Your Claim
Work with your insurance adjuster. Provide your documentation, receipts, and a detailed list of damaged items.
Trusted Emergency Professionals
Don't wait until an emergency to find a reliable contractor. HomeCircle connects you with vetted, trusted local professionals who serve Burlington County and South Jersey.
Browse Trusted PartnersDocument Everything for Insurance
A thorough insurance claim starts before you pick up a phone. Follow these tips to make sure your claim is processed quickly and fairly.
- Take photos and video of all damage before moving anything
- Make a written inventory of damaged items with estimated values
- Save all receipts for emergency repairs and temporary housing
- Keep a log of all conversations with your insurance company
- Don't throw away damaged items until the adjuster has seen them