How do I increase my insurance coverage?
By Bob Millaway, South Jersey Community Expert & REALTOR®
Contact your insurance agent or company to review your current policy limits. You can increase your dwelling coverage, personal property coverage, liability limits, or add endorsements for specific items. Common reasons to increase coverage include home renovations, purchasing expensive items, or inflation in construction costs. Your insurer may require a new appraisal or home inspection for significant increases. Expect your premium to rise proportionally.
Why It Matters
Inflation and home improvements can quickly leave your coverage outdated. Increasing your limits ensures you are not underinsured when you need to file a claim.
Related Questions
Explore South Jersey with Bob
Living here is about more than the house. Bob's community guides help you find the right town, compare neighborhoods, and keep up with what's happening across Burlington County and South Jersey.
Still Need Help?
Bob answers every question personally. Send your question directly to him.
Ask Bob Directly