How do I handle an insurance adjuster visit?

Be prepared when the adjuster arrives. Have your policy number, claim details, and documentation ready. Walk through the damage with the adjuster, pointing out every affected area. Share your photos, videos, and inventory list. Take your own notes during the visit. Do not agree to a settlement on the spot. Ask questions if you do not understand something. You can also have your contractor present during the adjuster's visit to ensure nothing is overlooked. After the visit, review the adjuster's report carefully before accepting any settlement offer.