How do I document damage for an insurance claim?
By Bob Millaway, South Jersey Community Expert & REALTOR®
Take extensive photos and videos of all damage before starting any cleanup. Capture wide shots of each room and close-ups of specific damage. Keep a written log describing what was damaged, when it happened, and the estimated value. Save receipts for any temporary repairs or emergency services. Do not discard damaged items until the insurance adjuster has inspected them. The more thorough your documentation, the smoother the claims process and the more accurate your settlement will be.
Why It Matters
Insurance companies pay claims based on the evidence you provide. Strong documentation prevents disputes and ensures you are fully compensated.
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