Does my insurance cover my home office?

Standard homeowner's policies typically provide limited coverage for home offices. Business equipment like computers, printers, and office furniture may have sub-limits as low as $2,500. Liability coverage for business visitors or professional errors is usually excluded. If you run a business from home, talk to your insurer about adding a home business endorsement or an in-home business policy. This fills gaps in coverage for equipment, liability, and loss of business income.