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What should I know about my homeowner's insurance?

Homeowner's insurance covers the structure, personal belongings, liability, and additional living expenses if your home becomes uninhabitable. Understand your deductible, coverage limits, and what is excluded (flood and earthquake typically require separate policies). Review your policy annually and update it after major purchases or renovations. Shop around for the best rates.

Why It Matters

Your homeowner's policy is your financial protection against the unexpected. Gaps in coverage can be financially devastating after a loss.

Related Questions

What should I do the first week after moving in? What should I do the first month after moving in? What should I do the first year after buying a home? How much should I budget for home maintenance? What tools should every homeowner own?

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