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Should I get a home warranty when buying?

By Bob Millaway, South Jersey Community Expert & REALTOR®

A home warranty covers repairs and replacements of major systems and appliances for the first year of ownership. It can provide peace of mind, especially for older homes. Review what is covered carefully. Some sellers include a warranty as a concession; others do not.

Why It Matters

A home warranty can save you hundreds or thousands of dollars if the HVAC, water heater, or major appliances fail soon after you move in.

Related Questions

What should I look for during an open house? How much should I save for a down payment? What are closing costs and how much are they? What loan options are available for first-time buyers? What questions should I ask my real estate agent when buying?

Read the Full Guide

For a deeper dive, check out the HomeCircle Handbook entry on this topic.

Understanding Your Home Warranty

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